Monese Reviews
(Rated by 13 users)
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Payment Methods
- Apple Pay
- Google Pay
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Overall Rating
4.0
Base on 13 Reviews
Ratings by Feature
Ratings by Feature
- Good Value4.1
- Shipping & Delivery4.3
- Customer Service4.4
- Return Policy4.1
- Price & Quality4.3
Recent Customer Reviews (13)
Gary King
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Imogen Chapman
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Aaron Rose
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Sven Dresdner
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Kay Metzger
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Scott Wells
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Luan Costa
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Tommy Delgado
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Adriana Bates
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Miriam Lane
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Payment Methods
Accepted Payment Options:
Prices for items on Monese.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Apple Pay
Google Pay
Payment Process
- Payments can be made online during the checkout process.
- For Monese credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Monese Pros & Cons
Pros
1
User-Friendly Interface: Monese features a well-designed interface that simplifies banking tasks, making it easy for users to navigate and manage their finances.
2
Quick Account Setup: Opening an account is 100% online and can be completed in minutes without the need for proof of address, which is beneficial for expats or those new to a country.
3
Joint Account Option: Monese offers an optional joint account, allowing two users to manage money together with separate cards.
4
Multi-Currency Support: Users can hold accounts in multiple currencies, including GBP, EUR, and RON, facilitating international transactions.
5
Instant Notifications: Real-time transaction notifications keep users informed about their spending and account activity.
6
Insurance Features: Paid plans include various protections such as sickness and accident insurance, enhancing user security.
CONS
1
High Fees: Monese has numerous fees associated with its services, including charges for inactivity, card shipping, and international card usage, which can be a drawback compared to other digital banks.
2
Limited Currency Options: The platform supports only 19 currencies and provides local bank details primarily for EU, UK, and RO residents.
3
No Interest on Deposits: Unlike many traditional banks, Monese does not offer interest on deposited funds, which may deter potential users looking to grow their savings.
4
Not a Full Bank: Monese operates as an e-money institution rather than a traditional bank, meaning it lacks features like overdrafts or credit cards and does not provide deposit protection under the Financial Services Compensation Scheme (FSCS).
5
Limited Availability: Monese is only accessible in 30 countries, restricting its user base and limiting options for those outside these regions.
6
No Investment Options: The platform does not offer investment opportunities such as stocks or ETFs, which are available with some competitors.
Monese Features and Benefits
Features
User-Friendly Interface
Simplifies banking tasks, making it easy to navigate and manage finances.
Quick Account Setup
100% online and completed in minutes without proof of address, beneficial for expats or those new to a country.
Joint Account Option
Allows two users to manage money together with separate cards.
Multi-Currency Support
Hold accounts in multiple currencies including GBP, EUR, and RON, facilitating international transactions and spending abroad like a local.
Instant Notifications
Real-time transaction notifications keep users informed about spending and account activity.
Insurance Features
Paid plans include sickness and accident insurance, enhancing user security.
Easy Account Opening
Quick, secure, and hassle-free sign-up process requiring only an ID, no credit check.
Contactless Mastercard Debit Card
Can be used in-store, online, or at ATMs worldwide.
Fast Money Transfers
Free and instant transfers between Monese accounts in any currency, supports fast SEPA payments.
International Transfers
Great exchange rates, quick and secure transfers abroad.
Budgeting Tools
Spending Overview tool, monthly and weekly budgeting, and instant notifications for spending.
Savings Pots
Create up to 10 different pots to help reach savings goals faster.
State-of-the-Art Protection
Uses breakthrough technology to keep data, money, and account secure.
Apple Pay
Easier, faster, more secure payments.
Credit Builder Service
Build credit history and improve rating for a £2.50 monthly fee.
Free Monese to Monese Transfers
Free and instant across all plans.
Free Local Transfers and Direct Debits
Free inbound local transfers and direct debits on all plans.